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Life Insurance Calculator

Getting life insurance is an important step in ensuring your family will be financially secure should the unthinkable happen. However, determining how much coverage you require can be confusing. Our Life Insurance Calculator will assess your living expenses, mortgage and other financial commitments as well as your assets to give an estimate of how much term life insurance you might need. Get help in just 3 easy steps:

Step 1 of 3: Living Expenses

Monthly living expenses:
(excluding mortgage)

If you pass away how many years would you family rely on this income? (as an estimation you can use the number of years until your children become independent or the number of years to retirement)

Step 2 of 3: Significant Outgoings

Mortgage Balance:

Funeral Expenses:


Step 3 of 3: Current Assets

Existing Life Coverage:


Death in Service Cover:

The amount of Term Life Insurance you might need is:

Please note: this tools is strictly for illustration purposes. The actual amount of insurance will also depend on your individual circumstances and will be subject to underwriting.

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