No Medical Life Insurance provides an opportunity to obtain life insurance with no medical exam or GP report. There is generally a health questionnaire that needs to be completed in order to qualify. This type of life insurance is highly valuable if you are:
A smoker or have smoking-related health issues
Hard to insure due to health issues or age
Unable to undertake a medical exam for religious or cultural reasons
Looking to obtain your policy quickly and without hassle
Looking for a small policy
Just don't want to go through a medical examination
Due to the fact that there is no medical exam the insurers undertake a larger risk than with traditional life insurance policies. As a result the cover options available tends to be lower.
We work with leading UK insurers and as a result have access to a full line of No Medical Life Insurance products. Our FSA authorized whole of market brokers are able to assess your needs and offer competitive rates and professional advice. By using our free services you can find the right plan at a price you can afford. Complete our quick quote form to get started.